Personal Finance is the process of managing the money of an individual or a household. This process may include: assessing your current financial status (your expected cash flow, your current savings), developing a budget, building an Emergency Fund of 3-6 months’ worth of living expenses, learning to avoid or limit debt, learning to use credit cards wisely, buying insurance to protect yourself from risk, paying off student loans, calculating and filing taxes, building savings/investments, and planning for retirement, This work includes establishing your priorities and exercising discipline or restraint to stay focused on those spending priorities. As Christians this work includes integrating your faith values with your spending decisions and considering the needs of your family. For instance, creating a will, maintaining appropriate insurance, and teaching the next generation the value of money, how to save, invest, and spend wisely. You are invited to use these free resources and to contact us if you wish to recommend additional video resources for this purpose.